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Manage your transfer limit
Anietie avatar
Written by Anietie
Updated over 3 months ago

Your Kuda Business account comes with flexible transfer limits to suit your business needs. Here's what you need to know:

Freelancer Accounts:

  • Default single transfer limit: ₦1,000,000

  • Default daily transfer limit: ₦2,000,000

Full Business Accounts:

  • Default single transfer limit: ₦5,000,000

  • Default daily transfer limit: ₦25,000,000

You can easily adjust your transfer limits within these ranges on the Kuda Business app:

Freelancer Accounts:

  • Single transfer: Up to ₦5,000,000 (with indemnity)

  • Daily transfer: Up to ₦10,000,000 (with indemnity)

Full Business Accounts:

  • Single transfer: Up to ₦25,000,000 (with indemnity)

  • Daily transfer: Up to ₦100,000,000 (with indemnity)

Here's how to view and adjust your limits:

  1. Open the Kuda Business app

  2. Tap the "More" icon at the bottom right of your screen

  3. Select "Account Limits"

To adjust your limits:

  1. Tap "Manage Single Transaction Limit" to change your per-transaction limit

  2. Tap "Manage Daily Limit" to change your daily transfer limit

  3. Choose your preferred limit

  4. Confirm the change with your Face ID, fingerprint, or transaction PIN

  5. Enter the verification code sent to your phone

  6. Your new limit will be updated instantly

Remember, increasing your limits may require additional documentation or approval. If you need help, reach out to our support team through the app.

You can also get even higher limits. For even higher limits:

  • Freelancers: Up to ₦25,000,000 per transfer and above ₦10,000,000 daily

  • Full Business: Up to ₦250,000,000 per transfer and up to ₦250,000,000 daily

These higher limits require EDD (Enhanced Due Diligence) and compliance approval.

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