What Are Passkeys?
Passkeys are a modern, password-less authentication method designed to enhance security and improve user experience when accessing your Kuda Business account. Unlike traditional passwords that can be forgotten, stolen, or compromised, passkeys provide a more secure and convenient way to protect your business finances.
Developed by the FIDO Alliance in collaboration with technology leaders including Apple, Google, and Microsoft, passkeys represent the next generation of authentication technology. They replace traditional passwords with a more secure and phishing-resistant alternative that leverages the security features already built into your devices.
At their core, passkeys use public key cryptography to create a unique digital key that's tied specifically to your Kuda Business account. This technology eliminates the vulnerabilities associated with traditional passwords while making the login process faster and more intuitive.
Why Kuda Business Implemented Passkeys
At Kuda Business, the security of your business finances is our top priority. We've implemented passkeys as the primary authentication method for several important reasons:
Enhanced Security Against Account Takeovers
Many Kuda Business users have unfortunately fallen victim to account takeovers because they unknowingly shared their passwords. These incidents typically occur through phishing attacks where users are tricked into entering their credentials on fraudulent websites or through social engineering tactics where users are manipulated into revealing their login information.
Passkeys eliminate this vulnerability entirely. Since authentication happens directly on your device using biometrics or your device PIN, there's no password to share, forget, or have stolen. The cryptographic keys used in the authentication process cannot be extracted from phishing sites or used on fraudulent websites.
Improved User Experience
Beyond security, passkeys significantly improve the login experience. No more struggling to remember complex passwords or dealing with frequent password resets. With passkeys, logging into your Kuda Business account is as simple as using your fingerprint, face recognition, or device PIN—authentication methods you already use dozens of times each day.
Industry-Leading Security Standards
By implementing passkeys, Kuda Business aligns with the latest security standards recommended by leading technology companies and security experts worldwide. This proactive approach to security helps protect your business finances against evolving threats while providing a foundation for future security enhancements.
Key Benefits of Passkeys for Kuda Business Users
Switching to passkeys offers numerous advantages for Kuda Business users:
No More Passwords to Remember
With passkeys, you can say goodbye to the frustration of creating, remembering, and regularly changing complex passwords. Your biometrics (fingerprint or face) or device PIN are all you need to access your account securely.
Phishing-Resistant Security
Passkeys are tied to specific websites and apps, making them resistant to phishing attacks. Even if you're tricked into visiting a fraudulent website that looks like Kuda Business, your passkey won't work there because passkeys verify the authentic identity of the website before authenticating.
Biometric Authentication
Passkeys leverage the biometric capabilities of your device—fingerprint sensors, facial recognition systems, or iris scanners—providing a seamless yet highly secure authentication experience. These biometric factors are significantly more difficult to compromise than passwords.
Multi-Device Support
Your passkeys can be securely synchronized across your devices through cloud services like iCloud Keychain (for Apple devices) or Google Password Manager (for Android devices). This synchronization ensures you can access your Kuda Business account from any of your devices without repeating the setup process.
Stronger Security Through Public-Key Cryptography
Passkeys use advanced public-key cryptography, the same technology that secures sensitive online transactions. This creates a significantly more secure authentication system than traditional passwords, as the private key never leaves your device.
Built-in Multi-Factor Security
Passkeys inherently combine multiple security factors: something you have (your device) with either something you are (biometrics) or something you know (device PIN). This multi-factor approach provides robust security without the inconvenience of traditional two-factor authentication methods.
How Passkeys Work - A Simple Explanation
Understanding how passkeys work helps appreciate their security benefits. Here's a simplified explanation of the process:
1. Passkey Creation
When you set up a passkey for your Kuda Business account, your device generates a unique pair of cryptographic keys: a private key and a public key. This process happens locally on your device, ensuring the private key never leaves your device.
2. Secure Storage
The private key remains securely stored on your device, protected by your device's security features (like the secure enclave on iPhones or the Titan M chip on some Android devices). The public key is sent to Kuda Business servers and associated with your account.
3. Login Authentication
When you log in to your Kuda Business account, the app or website sends a challenge to your device. Your device then asks you to verify your identity using your biometrics or device PIN. Once verified, your device uses the private key to sign the challenge.
4. Verification
Your device sends the signed challenge back to Kuda Business servers, which verify the signature using the public key stored for your account. If the signature is valid, access is granted to your account.
This entire process happens seamlessly and quickly, often faster than typing a password, while providing significantly enhanced security.
Supported Devices and Requirements
Kuda Business passkeys are supported on a wide range of modern devices:
iOS Devices
- iPhones and iPads running iOS 16 or later
- Requires iCloud Keychain enabled for synchronization across Apple devices
- Uses Face ID or Touch ID for authentication
Android Devices
- Smartphones and tablets running Android 9 or higher
- Passkeys are synchronized through Google Password Manager
- Uses fingerprint, face recognition, or device PIN for authentication
Web Access
- Supported on major browsers including Chrome, Safari, and Edge
- Authentication requires scanning a QR code with a mobile device that has your passkey
Unsupported Devices
If you're using a device that doesn't support passkeys due to hardware limitations or an outdated operating system, you'll still be able to access your Kuda Business account using our legacy authentication methods.
Getting Started with Passkeys
Ready to enhance your Kuda Business account security with passkeys? The setup process is straightforward and takes just a few minutes. Here's a quick overview:
1. Update your Kuda Business app to the latest version
2. Open the app and enter your email address
3. Follow the prompts to create your passkey using your device's biometrics or PIN
4. Once confirmed, your passkey is created and ready to use
For detailed, step-by-step instructions specific to your device, please refer to our dedicated setup guides for [Android devices] and [iOS devices].
Setting Up a Passkey on Your Device
Follow these steps to create and use a passkey for your Kuda Business account:
For Android Users:
Open the Kuda app and enter the email address on your account
Tap Create A Passkey.
Select Use Biometrics or Device Screen Lock (Fingerprint, Face ID, or PIN).
Confirm your authentication method.
Your Passkey is now created and stored securely in your Google Password Manager.
For iOS Users:
Open the Kuda app and enter the email address on your account
Tap Create A Passkey.
Select Use Face ID or Touch ID for authentication.
Confirm your authentication method.
Your Passkey is now created and saved in your iCloud Keychain.
Tip: You'll need a password manager app to securely store and manage your passkey.