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Get a POS device on Kuda Business: Lease or Buy

How to request a POS for your Kuda Business account

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Written by Precious Adagbor
Updated yesterday

You can request a POS device directly from the Kuda Business app; no paperwork needed. Choose to lease (pay upfront or monthly) or buy outright, and track your request from payment to delivery and activation.

🔍 Quick summary

  • Lease from ₦3,000/month or ₦20,000 upfront

  • Or buy outright for ₦95,000

  • Delivery available in Lagos only

  • Most deliveries are completed within 2 working days after payment

  • Your POS is activated during delivery and ready to use immediately

What you can do in the app

  • Lease a POS (pay once upfront or monthly)

  • Buy a POS outright

  • Track your request from creation to activation

  • Get your device delivered and activated by a Kuda agent

POS devices available

You’ll see three device options in the app:

  • Smallie

  • Fusion

  • One (Kuda’s flagship POS)

Understanding your options

  • Upfront Lease:
    Pay once to use the POS device, with no monthly charges. The device remains Kuda’s property, and you’re expected to meet a minimum monthly usage for you to continue using the device.

  • Monthly Lease:
    Pay a fixed amount every month for 12 months. This is a subscription plan, and the device remains Kuda’s property.

  • Buy Outright:

    Make a one-time payment to own the POS device fully. No monthly payments required.

Option

Devices

Payment

Insurance

Key Conditions

Upfront Lease

Smallie, Fusion

₦20,000 (one-time)

₦1,750 (required)

Must process ₦100,000 monthly

Monthly Lease

One

₦3,000/month (12 months)

₦1,750 (required, renewable)

Auto-renews, 1 device limit

Buy Outright

One only

₦95,000 (one-time)

Optional

Full ownership

Delivery fee

₦5,000 (applies to all options)

How to request a POS (in the app)

  1. Open the Kuda Business app

  2. Choose your preferred POS device

  3. Select your payment option (lease or buy)

  4. Confirm availability (you may not proceed if out of stock)

  5. Sign the agreement

  6. Make payment

Once payment is successful, your request is created instantly.

Track your POS request

You’ll receive updates at every stage via push notifications:

  • Request received

  • Device preparation in progress

  • Ready for delivery

  • Out for delivery

  • Delivered

  • Activated

A Kuda agent will also contact you to deliver and activate your device.

How to manage your monthly POS plan (One)

If you’re on the monthly lease plan:

  • Billing is automatic every month

  • The contract runs for 12 months and renews automatically unless turned off

  • You can request “cancel at contract term end” at any time

  • Payments will continue until the contract ends

  • The device will be retrieved after the lease ends

Important terms to keep in mind

  • Lease fees are non-refundable

  • Insurance is required for leased devices

  • Leased devices remain Kuda’s property

A device may be retrieved if:

  • Monthly payments fail (subscription plan)

  • Minimum usage is not met (upfront lease)

  • The lease ends and is not renewed

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