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KYC - Address Verification with OKHI

Automated Address Verification with OKHI

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Written by Aderonke Adeyemi

To improve verification speed and customer experience, address verification for both Freelancer and Full Business account holders now uses OKHI’s automated process instead of the traditional manual method that required uploading utility bills.

With OKHI integration, address verification is now faster and more efficient. Instead of submitting documents, users confirm their address through a guided process that uses consented location data and address intelligence to verify that they reside at the provided address. This reduces manual reviews, shortens turnaround time, and improves the overall onboarding experience.

Freelancers and Full Business customers must complete address verification through OkHi on the Kuda Business mobile app before their accounts can be fully verified. Utility bill upload will no longer be accepted for address verification.

Freelancers are required to verify their address using OkHi, while Full Business customers will first be asked whether their business operates from their home address or a separate business location.

Customers who operate from home will complete OkHi digital address verification, while those with a separate business location will complete OkHi physical address verification. Address verification cannot be completed on the Web; customers using the Web will be redirected to the mobile app.

Benefits of the New Process

  • Faster verification compared to manual document review

  • Immediate validation instead of delayed feedback

  • Reduced backlog and operational workload

  • Improved customer experience and onboarding speed

Step-by-Step Guide

Step 1: Start Address Verification

  • Go to Verify Address during account setup or from the dashboard.

  • Tap Next to begin.

Step 2: Enable Location Services

  • The app will prompt you to turn on Location Services.

  • Select “Allow All the Time” (Android) or “Always Allow” (iOS).

  • Once location access is enabled, the Next button becomes active.

  • At this point, the OKHI SDK is triggered.

NOTE: Location access is required to verify that you are physically at the address provided.

Step 3: Provide Your Address

  • Enter your address (must be your business or home address).

  • P.O. boxes or post office addresses are not accepted.

  • You may:

    • Type the address manually, or

    • Find the location on the map.

Step 4: Confirm Your Exact Building Location

  • Move the map pin to your exact building.

  • Add a landmark or nearby bus stop (if required).

  • Confirm you are physically at the address being verified.

Note: The system uses your live location data to confirm residency.

Step 5: Submit for Verification

  • Review the address details.

  • Tap Next / Continue to submit.

  • You’ll see “Address Verification In Progress.”

Step 6: Verification Processing

  • Verification may take up to 72 hours

  • You’ll receive a status update in the app once completed.

Possible Verification Outcomes

✅ Verified

  • Address verification is successful.

  • Your account setup continues without further address action.

⏳ In Progress

  • Verification is still ongoing.

  • No action is required from you.

❌ Not at Address

  • You were not detected at the provided address.

  • Verification failed.

❌ Unknown

  • The system could not retrieve sufficient verification data.

  • Verification failed.

❌ Cancelled

  • Verification was cancelled before completion.

  • Verification failed.

Important Notes

  • Location access must remain enabled during verification.

  • Data is only used for verifying your address.

  • Verification is automated.

  • This process replaces document uploads for eligible Freelancer and Full Business accounts.

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